Commercial Borrowing

We endeavour to put together a seamless and timely commercial finance package, with an emphasis on attention to detail and a client-centred approach. We know the commercial finance market inside and out, including where to find the best deals for each and every business we work with, as well as how to present your business as the most attractive new lending proposition. We help ambitious and hardworking business owners throughout the UK obtain commercial business and property finance.

Owner Occupier

If you are applying for a new commercial mortgage or are remortgaging as an owner-occupier, using ECP will give you access to the most competitive options available.

Portfolio Borrowing

Whether you are a first-time landlord or already own an extensive portfolio, an umbrella mortgage may be the ideal solution to help you grow and adapt your portfolio going forward.

Investment Mortgages

Purchasing commercial investment property to achieve rental yield and appreciation in property value.

Impaired Credit

If you have experienced previous financial issues you may have struggled to find a lender who will understand your requirements. With our expertise we could you find the most competitive option to allow you to get the finance you need and get your investment off the ground.

The property market moves so quickly and opportunities can be lost if you are unable to secure funding when necessary. We can help you arrange bridging finance to secure property for:

  • A standard purchase
  • Auction finance
  • Buy to let investment

Land Purchase

Whether you’re looking for a plot of land to build on or invest in for personal use, getting a loan can be difficult if you don’t know who to approach. Even if the site doesn’t come within planning permission land finance can help you move quickly to secure a purchase.

Permitted Development Finance

In 2015 The Town & Country Planning (General Permitted Development) Order was put in place allowing property owners to perform certain types of work without the need for planning permission. These Permitted Development types include extending properties under restricted guidelines and, in some cases, changing the use of a building without seeking further permissions.

Development Mortgage

A development mortgage is a great way of funding your project and a specialist property refurbishment loan will allow you to fund this in the most competitive way possible.

Contact us for a free, no-obligation consultation on 01243 432 430 or email us on